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A high-quality home safe is a must when you want to protect your valuables and other irreplaceable items from the elements and theft. 

I tested seven of the best home safes under $200 to see how they stand up to fire, water, and blunt force attacks. I also talked to four industry experts. We put each safe through several objective tests to determine which models are best for different budgets and protection needs. The Viking Security Safe VS-20BLX Mini Biometric Safe is our top choice for the best home safe with two motorized 20-millimeter steel deadbolts that make it the most difficult to pry open. It opens with a passcode or fingerprint scan and has thoughtful features like an LED interior. If you're looking for a fireproof safe, the SentrySafe HD4100 Box kept valuables and documents intact in our fireproof and waterproof tests.

Like the best home safes, other personal and home security devices are important. We have tested the best smart locks and the best video doorbells so you can have no doubts about their security. We didn't test gun safes for this guide because they tend to be more expensive and aren't what many people look for when looking to secure documents or a few valuables. We are hoping to expand our coverage to include gun safes for a separate guide in the future.

Find out more about how Business Insider Reviews tests and reviews home products.

Our picks for the best home safes

Best overall: Viking Security Safe VS-20BLX Mini Biometric Safe - See at Amazon

Best budget: Amazon Basics Steel Security Safe (Model ‎25EI) - See at Amazon

Best fireproof: SentrySafe HD4100 Fireproof Safe - See at Amazon

Best portable: SentrySafe 1200 Fireproof Box - See at Amazon

Best overall

Several features set the Viking Security Safe VS-20BLX Mini Biometric Safe apart from the other models we tested. There are three ways to open the two motorized 20-millimeter steel deadbolts. You can remove the plate on the door to access the keyhole, opened with a four-prong cross key. More simply, you can set a four to eight digit passcode or store up to 32 fingerprints for biometric access. Entering the passcode provided faster access than the fingerprint scan. However, the biometric optical sensor is easier to see in the dark since it lights up. 

The Viking Security Safe was the hardest to bash open in our tests. Before breaching it, we pounded on it for about five minutes with a sledgehammer. 

The Mini Biometric Safe is relatively light, which could make it easy to steal. Fortunately, it comes with bolts for securing it to the floor or a wall, which we recommend doing. The safe is not fireproof or waterproof, so consider protecting your contents with fireproof bags.

Two unique features of the Viking Security Safe are an LED that illuminates the safe's interior and a beep that lets you know if you left the door unlocked. We found these features helpful and worth the extra cost.

Best budget

The Amazon Basics Steel Security Safe (Model ‎25EI) is 70% larger than our top pick and a third of the price. However, it's not as durably constructed and was easier to break into. Also, it doesn't offer fingerprint access, though you can get a biometric version if you want to spend a bit more.

The Amazon Basics safe is easy to open using a three-to-eight-digit PIN or a key. The setup was simple, though it was hard to see the black battery cover and passcode reset button against the black interior.  

The thick dual deadbolts made bashing in the door difficult, but we got in using a four-pound sledgehammer within three minutes. Since the safe is so light and you can access its contents with blunt force, we recommend bolting it down in a covert spot with the four provided bolts. 

The safe isn't waterproof or fireproof, so you might want to keep your contents in fireproof document bags.

If you're considering another option from Amazon, you can also purchase Amazon Basics Steel Home Security Safe (Model ‎50SAM). This isn't a big safe, but at 1.64 cubic feet (by our measurement), it's more than twice as big as any other safe we tested. We like that it comes with bolts to mount it securely, and it's relatively affordable for its size. Plus, setting the keycode was straightforward. It isn't one of our top picks because it isn't fireproof, and we broke into it within two minutes using a small sledgehammer. 

Best fireproof

The SentrySafe HD4100 Fireproof Safe was the only safe to pass our water and fire tests. The safe is ETL verified to stay waterproof when submerged for 72 hours. We submerged the safe for 45 hours, and the interior remained dry. It's UL classified as fireproof when exposed to temperatures up to 1,550 degrees Fahrenheit for half an hour. We threw the safe in a fire for about 25 minutes, and the paper and digital media we put inside were unharmed.

Before destroying the safe in the fire test, I used it to protect my valuables for about a year. The spacious interior was enough for my important files. Since we put this safe through the fire test, we couldn't test how easy it was to break into, but from personal experience, the locking mechanism feels flimsy.  

The SentrySafe comes with two keys. You turn the key, lift the handle, and you're in. 

While it's somewhat cumbersome to carry, a motivated burglar could easily remove the safe from your home. There are no bolts for securing it. I kept it hidden in an air fryer box in a hard-to-access spot in my basement to keep it inconspicuous.

Best portable

In general, you don't want a safe that is easy to move because it's easy to steal. If theft of the safe isn't a concern, the SentrySafe 1200 Fireproof Box is an affordable way to transport small items under lock and key.

The SentrySafe Fireproof Box is UL-classified to handle temperatures up to 1,550 degrees Fahrenheit for half an hour. After putting it in a fire for about 25 minutes, the papers, USB drive, and microSD card inside remained unharmed, though we destroyed the safe. It isn't waterproof, but the box's contents stayed dry when we doused it with water to extinguish the fire. 

The safe comes with two keys, the only way to open it. You can't remove the key while it's unlocked, ensuring you don't accidentally lock the keys inside. The safe also has a handle for easy transport.

What to look for in a home safe

This depends on what you want to safeguard and what you are protecting it from. If you're trying to protect important documents from floods or fires, you can get by with a smaller ETL-verified or UL-rated safe to protect against these hazards. 

However, if you have larger valuables, including rifles, that you want to keep safe from burglars, you'll want a heavy-duty safe. John Dean, owner of Dean Safe, who has 50 years of experience in the industry, recommended looking for a UL residential security container (RSC) burglary rating to ensure a safe will keep your valuables secure.

Louis Chavez, the global principal engineer in UL's Built Environment group, outlined how UL tests safes that receive RSC designation. "RSCs are generally used in residential homes and should comply with UL 1037, the Standard for Antitheft Alarms and Devices," he said. UL 1037 involves using hand tools you'd commonly find in the home to attack the safe for up to 10 minutes.

Dean also recommended choosing a heavy safe or at least securely bolting it down because if a burglar can remove a safe from your home, they will get into it.

How we test safes

We put each safe in this guide through several objective tests. Though the most important features will vary based on your situation, experts recommend choosing a fireproof safe that is hard to move and break into.

Here are the main attributes of the best safes and how we tested them:

Portability: If a safe is light enough to steal, a burglar will get into it, says Dean. All safes we tested were relatively light. The heaviest was only about 42 pounds. We gave preference to safes that came with bolts for secure mounting.

Security: UL, the leading safe certification company, rates residential safes (UL Standard 1037) based on five to 10 minutes of attack time using common hand tools, such as a pry bar and hammers. We used a small pry bar and a 4-pound sledgehammer to breach the safes and access the contents. None of the safes we tested took more than five minutes to access. We rated them based on difficulty. Our top pick was the hardest. The Jssmst book safe was the easiest, taking my seven-year-old one minute to open.

Fire: Some safes we tested were UL Class 350 half-hour rated. This rating means that when the safe is exposed to temperatures of 1,550 degrees Fahrenheit, the internal temp won't exceed 350 degrees for at least half an hour. This makes the safe suitable for paper products but not digital media. Still, we put paper documents and digital media in the UL-rated safes and put them in a fire for 25 minutes. We then removed the safes and inspected the contents. Since fire destroys a safe, we couldn't put the fire-tested safes through the security test above. We'll be getting additional samples to break open in the future. 

Water: Two of the fireproof safes were designated as waterproof. We tested these claims by putting paper towels and a magazine in each safe and submerging them in just enough water to cover them completely. We checked the safes after at least 22 hours to see if the contents were dry. Only the SentrySafe HD4100 remained dry.

Ease of use: We assessed whether we needed instructions to set up the safe and whether any features made it hard or easy to use. We also timed how long it took to open the safes using each available method. None of the safes took more than 10 seconds to open.

Home safe FAQs

Why own a safe?

Kevin Hall, a safe technician in New York City, said home safes are beneficial because they keep people honest. "If you keep things out of sight and out of the way, then people's hands are not on them," he said. "Secondly, your valuables, documents, birth certificates, and important papers are out of view." Hall and Dean both mentioned that keeping important items in a safe will help you remember where those items are. 

What gun safes do you recommend?

For this guide, we couldn't test gun safes. 

Hopefully, we can test gun safes soon, but Fort Knox, Liberty Safe, and American Security are well-known brands recommended by experts we talked to.

How can you get the most out of your safe?

All the experts we talked to stressed the importance of keeping safes hidden. "Common places to avoid, because they are obvious to burglars, include bedroom closets and bedroom dresser drawers," said Chavez. 

Hall recommended covering your safe with a box or disguising it as a bookshelf. He suggested hiding wall safes behind a picture or artwork.

Hall also cautioned against using obvious passcodes. "Avoid codes like 123456," said Hall. "Don't use your birthday, your spouse's birthday, or your child's birthday. I've been changing combinations for 20 years, and you'd be surprised by how many people have their safes set to the same numbers."

If you choose a safe that isn't fireproof or waterproof but still want protection, consider getting a fireproof document bag. These bags are relatively inexpensive and easy to use. 

Best overall

Several features set the Viking Security Safe VS-20BLX Mini Biometric Safe apart from the other models we tested. There are three ways to open the two motorized 20-millimeter steel deadbolts. You can remove the plate on the door to access the keyhole, opened with a four-prong cross key.

You can set a four-to-eight-digit passcode. Or you can store up to 32 fingerprints for biometric access. We found entering the passcode provided faster access than the fingerprint scan. However, the biometric optical sensor is easier to see in the dark since it lights up. 

The Viking Security Safe was the hardest to bash open in our tests. We pounded on it for about five minutes with a sledgehammer before breaching it. 

The Mini Biometric Safe is relatively light, which could make it easy to steal. Fortunately, it comes with bolts for securing it to the floor or a wall, which we recommend doing. The safe is not fireproof or waterproof, so consider protecting your contents with fireproof bags.

Two unique features of the Viking Security Safe were an LED that illuminates the safe's interior and a beep that lets you know if you left the door unlocked. We found these features helpful and worth the extra cost.

Best budget

The Amazon Basics Steel Security Safe (Model ‎25EI) is 70% larger than our top pick and a third of the price. However, it's not as durably constructed and was easier to break into during our testing. Also, it doesn't offer fingerprint access, though, if you want to spend a bit more, you can get a biometric version.

The Amazon Basics safe is easy to open using a three-to-eight-digit PIN or a key. Setup was simple, though it was hard to see the black battery cover and passcode reset button against the black interior.  

The thick dual deadbolts made bashing in the door a difficult task, but within three minutes, we got in using a 4-pound sledgehammer. Since the safe is so light and you can access the contents with blunt force, we recommend bolting the safe down in a covert spot with the four provided bolts. 

The safe isn't waterproof or fireproof, so you might want to keep your contents in fireproof document bags.

If you're considering another option from Amazon, you can also purchase Amazon Basics Steel Home Security Safe (Model ‎50SAM). This isn't a big safe, but at 1.64 cubic feet (by our measurement), it's more than twice as big as any other safes we tested. We like that it comes with bolts to mount it securely, and it's relatively affordable for its size. Plus, setting the keycode was straightforward. It isn't one of our top picks because it isn't fireproof, and we broke into it within two minutes using a small sledgehammer. 

Best fireproof

The SentrySafe HD4100 Fireproof Safe was the only safe to pass our water and fire tests. The safe is ETL verified to stay waterproof when submerged in water for up to 72 hours. We submerged the safe for 45 hours, and the interior remained dry. It's UL classified as fireproof when exposed to temperatures up to 1,550 degrees Fahrenheit for half an hour. We threw the safe in a fire for about 25 minutes, and the paper and digital media we put inside were unharmed.

Before destroying the safe in the fire test, I used it to protect my valuables for about a year. The spacious interior was enough for my important files. Since we put this safe through the fire test, we couldn't test how easy it was to break into, but from personal experience, the locking mechanism feels flimsy.  

The SentrySafe comes with two keys. You turn the key, lift the handle, and you're in. 

While it's somewhat cumbersome to carry, a motivated burglar could easily remove the safe from your home. There are no bolts for securing it. I kept the safe hidden in an air fryer box in a hard-to-access spot in my basement to keep it inconspicuous.

Best portable

In general, you don't want a safe that is easy to move because it's easy to steal. If theft of the safe isn't a concern, the SentrySafe 1200 Fireproof Box is an affordable way to transport small items under lock and key.

The SentrySafe Fireproof Box is UL classified to handle temperatures up to 1,550 degrees Fahrenheit for half an hour. After putting it in a fire for about 25 minutes, the papers, USB drive, and microSD card inside remained unharmed, though we destroyed the safe. It isn't waterproof, but the box's contents stayed dry when we doused it with water to put out the fire. 

The safe comes with two keys, the only way to open it. You can't remove the key while it's unlocked, ensuring you don't accidentally lock the keys inside. The safe also has a handle for easy transport.

What to look for in a home safe

This depends on what you what to safeguard and what you are protecting it from. If you're trying to protect important documents from floods or fires, you can get by with a smaller safe that is ETL verified or UL rated to protect against these hazards. 

However, if you have larger valuables, including rifles, that you are looking to keep safe from burglars, you'll want a heavy-duty safe. John Dean recommended looking for a UL residential security container (RSC) burglary rating to ensure a safe will keep your valuables secure.

Louis Chavez, the global principal engineer in UL's Built Environment group, outlined how UL tests safes that receive RSC designation. "RSCs are generally used in residential homes and should comply with UL 1037, the Standard for Antitheft Alarms and Devices," he said. UL 1037 involves using hand tools you'd commonly find in the home to attack the safe for up to 10 minutes.

Dean also recommended choosing a heavy safe or at least securely bolting it down because if a burglar can remove a safe from your home, they will get into it.

How we tested each home safe

We put each safe in this guide through several objective tests. Though the most important features will vary based on your situation, the experts we talked to recommend choosing a fireproof safe that is hard to move and break into.

Here are the main attributes in the best safes and how we tested them:

Portability: If a safe is light enough to steal, a burglar will get into it, says John Dean, owner of Dean Safe, who has 50 years of experience in the industry. All of the safes we tested were relatively light. The heaviest was only about 42 pounds. We gave preference to safes that came with bolts for secure mounting.

Security: UL, the leading safe certification company, rates residential safes (UL Standard 1037) based on five to 10 minutes of attack time using common hand tools, such as a pry bar and hammers. We used a small pry bar and a 4-pound sledgehammer to try to breach the safes and access the contents. None of the safes we tested took more than five minutes to access. We rated them based on difficulty. Our top pick was the hardest. The Jssmst book safe was the easiest, taking my seven-year-old one minute to open.

Fire: Some of the safes we tested were UL Class 350 half-hour rated. This rating means that when the safe is exposed to temperatures of 1,550 degrees Fahrenheit, the internal temp won't exceed 350 degrees for at least half an hour. This makes the safe suitable for paper products but not digital media. Still, we put paper documents and digital media in the UL-rated safes and put them in a fire for 25 minutes. We then removed the safes and inspected the contents. Since fire destroys a safe, we couldn't put the fire-tested safes through the security test above. We'll be getting additional samples to break open in the future. 

Water: Two of the fireproof safes were designated as waterproof. We tested these claims by putting paper towels and a magazine in each safe and submerging them in just enough water to cover them completely. After at least 22 hours, we checked the safes to see if the contents were dry. Only the SentrySafe HD4100 remained dry.

Ease of use: We assessed whether we needed instructions to set up the safe and whether any features made it hard or easy to use. We also timed how long it took to open the safes using each available method. None of the safes took more than 10 seconds to open.

@techinsider

Would you rather have a #fireproof safe or a #waterproof one? #techinsider #safes #safe #athomesafe ♬ Up and Away (Vocalese) - GHOSTLAND

Home safe FAQs

Why own a safe?

Kevin Hall, a safe technician in New York City, said home safes are beneficial because they keep people honest. "If you keep things out of sight and out of the way, then people's hands are not on them," he said. "Secondly, your valuables, documents, birth certificates, and important papers are out of view." Hall and Dean both mentioned that keeping important items in a safe will help you remember where those items are. 

---

What gun safes do you recommend?

For this guide, we were not able to test gun safes. 

We're hopeful that we'll be able to test gun safes soon, but in the meantime Fort Knox, Liberty Safe, and American Security are well-known brands. 

---

How can you get the most out of your safe?

All of the experts we talked to stressed the importance of keeping safes hidden. "Common places to avoid, because they are obvious to burglars, include bedroom closets and bedroom dresser drawers," said Chavez. 

Hall recommended having a box over your safe or disguising it as a bookshelf. If you have a wall safe, he suggested hiding it behind a picture or artwork.

Hall also cautioned against using obvious passcodes. "Avoid codes like 123456," said Hall. "Don't use your birthday, your spouse's birthday, or your child's birthday. I've been changing combinations for 20 years, and you'd be surprised by how many people have their safes set to the same numbers."

If you choose a safe that isn't fireproof or waterproof but still want protection, consider picking up a fireproof document bag. These bags are relatively inexpensive and easy to use.